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Financial
Calculators By rwent
inc. |
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What do the Calculators Calculate
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Solve 28 separate scenarios with the
click of a button |
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What do the calculators calculate? |
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Help and Tutorials |
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Screenshots of the Calculators |
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Return On Investment Calculator ROI Monthly Deposits Calculator Withdrawal Calculator with Taxes |
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What do the calculators calculate Help and Tutorials for individual
calculators Help and Tutorials for all calculators |
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The pictures will open in a new window. Find a Suitable Loan and
Payment ROI Investment Monthly
Deposits |
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Mortgage
Solver/Calculator - Page Index
Use this calculator to analyze a
mortgage.
Find solutions for
Period
of Mortgage
Interest
Rate
Purchase
Price
Down
Payment
Payment
Enter mortgage information
Payment
- Monthly, Bi-Weekly or Weekly
Pay
at beginning or end of period
Taxes
to be paid
For example:
The mortgage will be
amortized over 25 years
The interest rate
available is 8%
You have found a house
for $150,000.00
You have $20,000.00
available for a down payment.
Click a button and find
the Payment per month.
The payment is too
much?
Enter a payment you can
afford.
Click to solve for the
Purchase Price the payment will allow.
Enter the taxes and you
have solution for Principle, Interest and Taxes.
Find a
Suitable Loan Solver - Page Index
This calculator is perfect for
calculating loans where your end cost may vary.
Examples are Home Renovation
Loans, Purchase Loans, Project Estimates etc.
Enter loan information
Interest
Rate
Maximum
Monthly Payment you can afford
Desired
Amount of Loan
+
/ - % of Loan
Pay
at Beginning or End of Period
Click
Calculate and the loan options are calculated.
For Example:
You
want to renovate your home.
You
have picked a contractor and his estimate is $50,000.00
You
know that once construction starts the cost may increase by as much as 20%
You
want to know if you will be able to affird this 20% cost over run.
Enter the interest rate
Enter
$50,000
Enter
+ / - 20%
Click the calculate
button and the data is calculated with all of your options highlighted.
You can then see what
the payments will be for loans that fall within your 20% over run
And options for loans
from 1 to 25 years.
You now know if you can
afford the renovation.
You can then enter a
specific loan payment and number of years.
The Total Cost of Loan
Actual Amount of the
Loan
Total Interest
will all be
automatically calculated.
Lease Solver - Page
Index
Solve for
Period
in Years
Interest
Rate
Purchase
Price
Down
Payment
Lease
Buyout
Payment
Return
On Investment Solver/Calculator IRR - Page
Index
Find Internal Rate of Return on
Investment
Solve for
End Date
Lump
Sum
ROI
Use this for Investments when all you
have are lump sum payments at odd times.
For example:
Starting
Value is known
Start
Date is known
Input
one or many lump sum payments at uneven times.
Input
End Value needed
Click
and solve the ROI required to meet the End Value
Or
Input
a ROI and click to solve for the End Value.
Return
On Investment Monthly Deposits Solver/Calculator - Page Index
Use for investments that have
regular monthly deposits on the 1st or 15th or the 1st and 15th of the month.
7 different solvers
End
Date
1st
of month
15th
of month
1st
and 15th of month
Lump
Sum
End
Value
ROI
- IRR
Most people invest on a regular basis
once or twice a month.
Use this to find your goal.
How much or what return is
required.
Return
Calculator with Taxes Calculator - Page
Index
Calculator for those looking at
the effect of taxes on their deposits or withdrawals
Input known data
Calculator also includes:
Marginal Tax Rate
Amount of Capital Gains
that is taxable %
Or
Capital
Gains Amount that is exempt
Input your date of
birth
Input a deposit or withdrawal
per month or per year
Deposits or Withdrawals
at beginning or end of period
You can also enter lump
sum deposits or withdrawals at any time period
Click Calculate and the data
fields calculate
Total Growth
Growth this Period
Pre Tax Gross Value
After tax if
Capital Gains
Interest
401K / RRSP
Withdrawal
Solver/Calculator with Taxes - Page
Index
Designed specifically for
withdrawal scenarios
Enter
Marginal
Tax Rate
Starting
Value
Start
Withdrawal Date
Number
of Years the withdrawals should last
Yearly
Rate of Return
Date
of Birth
Frequency
of monthly or yearly
Click the withdrawal button
The calculator will ask for the
end value required
If you need funds left over at the
end, burial expenses for example, enter the amount
Click OK
The calculator will give you a
monthly or yearly withdrawal amount
The data sheet will show all
withdrawals and the after tax amounts
Bond
Yield to Maturity Calculator - Page
Index
Quick calculations of a bond Yield
to Maturity
Input up to 8 different bonds
Nominal
vs. Effective Interest Rate Solver - Page
Index
Calculate the Effective and or
Nominal interest rates
Financial lending institutions
will use different rates of returns for different loans
For example
$135,000.00
mortgage at 6% Nominal will pay $122,513.86 in interest over 25 years
6% Nominal = 6.09%
Effective compound twice per year
6.09% will pay
$124,643.85 in interest
Compounded 12 times per
year
6% Nominal = 6.168%
Effective
You will pay $126,495.74 in
interest