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Professional Financial
Calculators By rwent
inc. |
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General
information about calculators Now Only $19.95 |
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Solve 28 separate scenarios with the
click of a button |
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Help and Tutorials |
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Screenshots of the Calculators |
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Return On Investment
Solver/Calculator Return On Investment Monthly
Deposits Solver/Calculator Return Calculator with Taxes
Calculator Withdrawal Solver/Calculator with
Taxes |
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What do the calculators
calculate Help
and Tutorials for individual calculators Help and
Tutorials for all calculators |
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The
pictures will open in a new window. Find a Suitable
Loan and Payment ROI
Investment Monthly Deposits |
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Contact |
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Financial
Calculators Disclaimer Please
take a moment to read our Disclaimer |
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Updated January
6, 2003 Copyright
RWENT Inc 2002, 2003 |
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Mortgage Solver/Calculator Return To Index
Use this calculator to analyze a mortgage.
Find solutions for
Period of Mortgage
Interest Rate
Purchase Price
Down Payment
Payment
Enter mortgage information
Payment - Monthly, Bi-Weekly or Weekly
Pay at beginning or end of period
Taxes to be paid
For example:
The mortgage will be amortized over 25 years
The interest rate available is 8%
You have found a house for $150,000.00
You have $20,000.00 available for a down payment.
Click a button and find the Payment per month.
The payment is too much?
Enter a payment you can afford.
Click to solve for the Purchase Price the payment will allow.
Enter the taxes and you have solution for Principle, Interest and Taxes.
Find a Suitable Loan Solver Return To Index
This calculator is perfect for calculating loans where your end cost may vary.
Examples are Home Renovation Loans, Purchase Loans, Project Estimates etc.
Enter loan information
Interest Rate
Maximum Monthly Payment you can afford
Desired Amount of Loan
+ / - % of Loan
Pay at Beginning or End of Period
Click Calculate and the loan options are calculated.
For Example:
You want to renovate your home.
You have picked a contractor and his estimate is $50,000.00
You know that once construction starts the cost may increase by as much as 20%
You want to know if you will be able to affird this 20% cost over run.
Enter the interest rate
Enter $50,000
Enter + / - 20%
Click the calculate button and the data is calculated with all of your options highlighted.
You can then see what the payments will be for loans that fall within your 20% over run
And options for loans from 1 to 25 years.
You now know if you can afford the renovation.
You can then enter a specific loan payment and number of years.
The Total Cost of Loan
Actual Amount of the Loan
Total Interest
will all be automatically calculated.
Lease Solver Return To Index
Solve for
Period in Years
Interest Rate
Purchase Price
Down Payment
Lease Buyout
Payment
Return On Investment Solver/Calculator IRR Return To Index
Find Internal Rate of Return on Investment
Solve for
End Date
Lump Sum
ROI
Use this for Investments when all you have are lump sum payments at odd times.
For example:
Starting Value is known
Start Date is known
Input one or many lump sum payments at uneven times.
Input End Value needed
Click and solve the ROI required to meet the End Value
Or
Input a ROI and click to solve for the End Value.
Return On Investment Monthly Deposits Solver/Calculator Return To Index
Use for investments that have regular monthly deposits on the 1st or 15th or the 1st and 15th of the month.
7 different solvers
End Date
1st of month
15th of month
1st and 15th of month
Lump Sum
End Value
ROI - IRR
Most people invest on a regular basis once or twice a month.
Use this to find your goal.
How much or what return is required.
Return Calculator with Taxes Calculator Return To Index
Calculator for those looking at the effect of taxes on their deposits or withdrawals
Input known data
Calculator also includes:
Marginal Tax Rate
Amount of Capital Gains that is taxable %
Or
Capital Gains Amount that is exempt
Input your date of birth
Input a deposit or withdrawal per month or per year
Deposits or Withdrawals at beginning or end of period
You can also enter lump sum deposits or withdrawals at any time period
Click Calculate and the data fields calculate
Total Growth
Growth this Period
Pre Tax Gross Value
After tax if
Capital Gains
Interest
401K / RRSP
Withdrawal Solver/Calculator with Taxes Return To Index
Designed specifically for withdrawal scenarios
Enter
Marginal Tax Rate
Starting Value
Start Withdrawal Date
Number of Years the withdrawals should last
Yearly Rate of Return
Date of Birth
Frequency of monthly or yearly
Click the withdrawal button
The calculator will ask for the end value required
If you need funds left over at the end, burial expenses for example, enter the amount
Click OK
The calculator will give you a monthly or yearly withdrawal amount
The data sheet will show all withdrawals and the after tax amounts
Bond Yield to Maturity Calculator Return To Index
Quick calculations of a bond Yield to Maturity
Input up to 8 different bonds
Nominal vs. Effective Interest Rate Solver Return To Index
Calculate the Effective and or Nominal interest rates
Financial lending institutions will use different rates of returns for different loans
For example
$135,000.00 mortgage at 6% Nominal will pay $122,513.86 in interest over 25 years
6% Nominal = 6.09% Effective compound twice per year
6.09% will pay $124,643.85 in interest
Compounded 12 times per year
6% Nominal = 6.168% Effective
You will pay $126,495.74 in interest